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Education·12 April 2026·5 min read

Phishing and fraud — how to protect your money online

Most money stolen today isn't taken at gunpoint, but with a fake message. How to spot the traps.

Phishing and fraud — how to protect your money online
Image: CC0 · Wikimedia Commons

Phishing is a scam where someone pretends to be your bank (by SMS, email, phone) to steal your password or card details. It looks official, but it's a trap.

Simple golden rules

A bank never asks for your password or card code by message. Don't click suspicious links. Never tell anyone the codes you get by SMS. When in doubt, call the bank yourself at the official number.

The modern thief doesn't break the safe. He convinces you to open it for him.