Official documents.
The Kosron Bank and Kosron Wallet apps, together with this website, are operated by BLACKBONE SRL, a Romanian legal entity. The documents below detail the contractual relationship, personal data processing and compliance with applicable Romanian and European law.
Terms and Conditions of Use
The contract between Blackbone SRL and the user of the Kosron Bank and Kosron Wallet apps. Rights, obligations, IAP, suspension, jurisdiction. (Romanian original.)
Privacy Policy (GDPR)
Article 13 GDPR notice: who processes data, what data, for what purpose, legal basis, retention, your rights and transfers. (Romanian original.)
Cookie Policy
Exact list of cookies used, lifetime, purpose. ePrivacy Directive and Romanian Law 506/2004. (Romanian original.)
Tax information (ANAF / VAT)
Tax status of in-app purchases, Apple's role as EU VAT collector (OSS), invoicing and ANAF reporting. (Romanian original.)
EU Compliance
How DSA, MiCA, AI Act, DMA, Omnibus Directive and Romanian Law 363/2007 apply to Kosron. (Romanian original.)
EULA — End User License Agreement
End-user license for the Kosron apps, including Apple Schedule 2 Licensed Application clauses. (Romanian original.)
Account & Data Deletion
Public URL required by Apple App Store and Google Play. Detailed procedure, what gets deleted, what is retained and why.
Apple App Store Compliance
App Store Review Guidelines, Privacy Nutrition Labels, App Tracking Transparency, Privacy Manifest, IAP, Export Compliance.
Google Play Compliance
Developer Program Policies, Data Safety, IARC content rating, Family Policy, DSA EU point of contact.
Children Safety Policy
GDPR art. 8, COPPA, parental controls (Apple Family Sharing, Google Family Link), specific measures for minor users.
Acceptable Use Policy
User code of conduct, prohibited activities, progressive sanctions and abuse reporting procedure.
Security Policy
Technical and organizational measures, responsible vulnerability disclosure (RFC 9116), security.txt, "safe harbor".
Open-source license attributions
List of open-source components (MIT, Apache, ISC) used in the website and the apps, with attributions and source links.
Main disclaimer
Kosron is a strictly educational app. KOSR is a virtual currency with no real-world value.
KOSR CANNOT be exchanged for RON, EUR, USD, other currencies, cryptocurrencies, stocks, bonds, NFTs or any other asset. KOSR is not an investment, financial product or public offering.
The app is not regulated by BNR, CSSPP, ASF or any other financial authority, because it does not perform real financial activities. It is a simulator for education.
Questions or complaints
For any request regarding account, personal data, refund, technical support or contractual matters, write to support@kosronbank.eu or contact@blackbone.ro. We reply within a maximum of 30 calendar days, per GDPR.
Legal documents last updated: 16 June 2026.