Education·21 April 2026·5 min read
What a central bank actually does
It doesn't hold your money, but it influences everyone's. The role of the National Bank, explained simply.

A central bank (in Romania, the BNR) is not a bank for ordinary people. It issues the currency, keeps the country's reserves and ensures the banking system stays stable.
A hand on the money tap
Its main power is the policy interest rate: it makes credit cheaper or dearer across the whole economy, to keep inflation under control. It's like a thermostat for the economy.
Kosron Bank has its own "central treasury" that issues KOSR — a way to understand, through play, what a real central bank does.


